[DEMO] Updated Leverage & Margin Policy Effective Next Month

From the first trading day of next month, the following margin adjustments will be in effect: **Indices (overnight margin):** - US30, US500, NAS100: from 0.5% → 0.75% - DE40, UK100: from 0.5% → 0.75% - HK50: from 1.0% → 1.5% **Metals (intraday + overnight):** - XAUUSD: unchanged at 0.5% - XAGUSD: from 1.0% → 1.5% **Why:** rising overnight gap risk on indices following the US election and broader cross-asset volatility expansion. The change brings TopWealth in line with the industry average and is reflected in your account's Margin Calculator on the next platform login. No action is needed for existing positions; the new requirements apply to positions opened from the effective date.